7 Reasons to File ITR Even If Income < ₹3 Lakh in 2025

Why File ITR If Income < ₹3 Lakh? It’s more than compliance—it’s a smart move!

Reclaim TDS Refunds Banks & employers deduct TDS even if income is exempt. File ITR to get it back!

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Avoid Penalties High-value transactions without ITR can attract fines up to ₹5,000.

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Boost Financial Credibility Loans, credit cards & visas often need ITR proofs—even with low income.

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Carry Forward Losses Claim future tax savings by filing now—even if income is under exemption.

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Smooth Visa Approvals Embassies ask for ITR as proof of financial stability.

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Access Government Benefits Some schemes require ITR filing for eligibility.

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File ITR = refunds, compliance & opportunities.

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Learn more: https://pennyblueprint.com/why-file-itr-if-income-less-than-exemption/

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